Safety National Corporate Video

Safety National is a specialty insurance and reinsurance provider. It's something we've done for over 80 years. We insure a very large proportion of the US workforce, so we are an expert in that area. Safety National provides insurance products which protects employers if they have a catastrophic workplace accident. On the worst day at your company, you can call us and trust that we're going to take action. Our job is to make sure that we take those things out of your hands and you're able to count on a partner in your insurance carrier to make sure that your employees are taken care of. Bringing workers back whole, providing solutions for the catastrophic events. That's what we do. That's what we've always done. You have to believe in what you're doing. We're doing good for the world, good for our customers, and ultimately making life better. Insurance provides a very important and fundamental foundational role within society. We make things better. We make things right, we restore things well. Safety is a very special place, a company that is small and flexible and feel but large in terms of financial strength and product offerings. Safety National specializes in healthcare institutions, school districts, as well as public administration. In terms of industry verticals, we have a very significant presence in the healthcare space. We also have a very strong presence in the retail space. We're specialists also in general liability in commercial auto and cyber liability construction and defense based ACT coverage. Safety is really a specialty carrier, but very general in appetite. What we're looking for is partners that we can develop a decades long relationship with, a custom program that meets their needs. Our coverages are bespoke, and so when I say that, I mean it's not cookie cutter. Every one of 'em has a nuance. Safety National prides itself on being good listeners. We're trying to solve the problems that our customers have and not try to fit them into a box, and if they have challenges in other lines of business that we don't write, we'd like to see if we can help them with those situations. Our secret sauce in many ways is our ability to offer flexible products, to really get to know the client and the customer and the accounts and bring to them the solution that fits their needs. Let's innovate and let's think of things differently, and we see that all over the company. Brokers and clients like to work with Safety National because we make them look good, make their job easier. They look forward to doing business with us because of that. Safety National provides top tier customer service and the ease of doing business with Safety National sets us apart from our competitors. Customer service at Safety is a passion. It's our promise to our customers. It's lived and breathed every day by the people in our offices around the country, and I think it's really what differentiates us from the competition. We don't have a lot of the bureaucracy that our competitors have so we can get things done quickly. Client engagement provides a point of contact for any issues our customers may have, so they know exactly who to contact to get the problems addressed. We don't want people to feel like they're number. We don't want people to get lost in navigating our company. We want them to be able to find someone to go to. I know to go here and I will get my problem resolved. Financial stability is critical because we're selling a promise to pay to our customers. Safety National has outstanding financial strength. Having the highest financial rating benefits Safety National's customers because they know we'll be there to pay our obligations over the decades to come. Safety National is rated a plus plus by the A.M. Best Rating Organization, and we're also part of the Tokyo Marine Group. Really, the value to our clients is doing business with a company that's small, flexible, can customize solutions, but is also has the backing and stability of one of the top 10 property casualty companies in the world. It matters to our clients because they know that they can come get creative solutions, they can get access to our executive management and unique product offerings, but yet still never have to worry that we're here to pay claims. When that time comes. That puts us in a pretty unique sphere of capability. The value risk services provides to our customers is to offer a great deal of free information that benefits the risk managers and designing safety programs, training programs, etc. We have experts who have spent decades in this industry helping customers first identify their exposures to loss, not just by looking at historical loss results, but also by doing site visits. From there, our risk control experts will develop a plan. We'll come in, assess the needs of a customer, and from there, align them with the best experts in the industry in their specific area of need or concern. We have a tremendous amount of expertise with catastrophic workers' compensation claims, probably more than anyone in the industry. That is what we specialize in. We've been doing this for 80 years. We see thousands of them. We have expertise in dealing with claims that are very sizable. Many adjusters at other companies only see one claim like this maybe once a year, maybe once in a lifetime. For Safety National, it's a daily occurrence, and so we have expertise, most importantly, to help the employee get back to their maximum improvement, but also from a financial perspective, being able to negotiate medical costs to keep the cost reasonable to our customers. Safety offers a lot of data rich offerings to our clients, so it's a benchmark to say, are you doing things equal or better or maybe deficiently compared to your competitors? How can we help you? How can our data help you? Tell us what you need and we will find a solution. We have a very talented team of data scientists. They're insurance knowledgeable people, and that makes a big difference. It's a dynamic world. Change is constant. I just got back from a visit in the west coast and some of our clients told us, we see the difference. We feel the difference. When your team comes in, they're different. Our core values are not just words on the wall, and that translates into how we treat our customers and they feel it. Insurance can be a very dry industry, and so we tend to leave customer meetings with customers and say, that was very different than I expected, because they may have met with many of our competitors over time, and we leave 'em with a different sense, different flavor. Our value proposition at Safety National is simply to outperform our competitors. We expect to exceed expectations of our clients and brokers. That's our goal and that's what we do.